Personal Loan
Unsecured, no collateral, no questions about end use. Typically ₹50,000 to ₹40 lakh over one to six years.
- Sanction usually within 72 hours
- Consolidate card debt at a far lower rate
Home › Services
Four lending products and three categories of cover. If your situation does not fit any of them neatly, say so on a call — most interesting cases do not.
Unsecured, no collateral, no questions about end use. Typically ₹50,000 to ₹40 lakh over one to six years.
Term loans, working capital lines, machinery funding and MSME credit, structured around your receivables cycle.
Purchase, self-construction, plot plus construction, balance transfer and top-up, for tenures up to 30 years.
Release capital from residential, commercial or industrial property while continuing to use it. Tenures to 15 years.
Pure term cover sized against your actual liabilities and dependants, plus guaranteed-return and ULIP options compared honestly.
DetailsIndividual and family floater, super top-ups, and senior-citizen plans, with waiting periods and sub-limits explained before purchase.
DetailsMotor, home, shop, fire, marine and professional-indemnity cover for individuals and businesses.
DetailsNothing. We are paid a distribution fee by the lender or insurer once your case is disbursed or the policy is issued. You pay the same rate you would get going direct — frequently a better one, because we are comparing the whole panel.
No. The initial eligibility view is a soft check and leaves no mark. A hard enquiry is only raised once you have chosen a lender and told us to proceed — and we never submit to several lenders at once, because stacked enquiries hurt your profile.
Unsecured personal and business loans are typically sanctioned in about 72 hours and disbursed within five working days of complete documentation. Secured products — home loans and LAP — depend on legal and technical valuation, usually two to four weeks.
Tell us anyway. Some lenders on our panel assess banking conduct and filed returns more heavily than the bureau score. Where the realistic answer is a short repair period first, we will say so and tell you exactly what to fix.
No, and that distinction matters. We are an independent advisory and a registered direct selling associate of our partner institutions. Every approval, rate and final term is decided by the lender under its own credit policy.
A 15-minute conversation, a soft-check eligibility view across our lender panel, and an honest answer — including when the answer is “not yet, and here is why”.