Personal Loan
Unsecured funding for a wedding, a medical bill, education or consolidating costlier debt. No collateral and no end-use restriction.
Explore personal loansWe are an independent advisory, not a lender. We read your numbers, compare 48 lenders and insurers, and put forward only what you are genuinely likely to get — at the finest rate the market will give you.
A single bank can only offer you its own product. We sit on the other side of the table: we look at the whole panel, and we are candid about where your file is strong and where it is not.
Founded in 2015 and based in Gurugram, Uddan Unlimited advises salaried professionals, self-employed individuals and growing businesses across India. Our advisory service is free to you — we are paid by the lender only once your loan is disbursed, which means we have no reason to push you toward a product you cannot service.
Whether you are consolidating a card balance, buying your first home or funding a working-capital gap, the process is the same: understand the need, then match it.
Unsecured funding for a wedding, a medical bill, education or consolidating costlier debt. No collateral and no end-use restriction.
Explore personal loans
Term loans, working capital and MSME credit for firms with a filed return history — structured around your cash-flow cycle, not a generic template.
Explore business loans
Purchase, construction, balance transfer and top-up. We also handle the builder paperwork and the legal and technical follow-ups.
Explore home loans
Release capital tied up in residential or commercial property at secured-loan rates, with tenures up to 15 years.
Explore LAP
Honest sum-assured maths, not a savings product dressed as protection. Term, ULIP and guaranteed-return plans compared side by side.
Explore life cover
Family floater, top-up, motor and commercial property cover — with the exclusions read out to you before you sign, not after you claim.
Explore insuranceAnyone can forward your file to a bank. These are the things that change whether it gets approved, and on what terms.
We place your profile against 48 lenders and insurers, then show you the three best fits with the full cost of each — rate, processing fee, insurance loading and foreclosure terms.
Most rejections are documentation failures, not credit failures. We audit the file before submission, which is why 96.4% of ours clear on the first attempt.
Direct desk relationships with credit teams mean your file is looked at, not queued. Most unsecured cases are sanctioned within three working days.
Encrypted collection, access limited to your named adviser, and nothing shared with any lender outside the panel you approve.
No call-centre queue and no retelling your situation. The person who takes your first call is the person who sees it through to disbursement.
If a three-month credit repair gets you two percentage points lower, we will say so — even though it delays our own fee.
No black box. You get a written summary at the end of every stage.
Twenty minutes on the requirement, the timeline and your current obligations. No documents needed yet.
A soft-check view across the panel, and a written shortlist showing the true cost of each option.
We assemble and audit the paperwork, then submit to the lenders you have chosen.
We chase the credit desk, handle queries and stay on the file until the money lands.
Personal loans, home loans and balance transfers priced off your employer category and credit record.
Assessed on filed returns and banking conduct, with lenders who actually understand variable income.
Working capital, machinery funding and CGTMSE-backed credit for firms with two years of filings.
Brokers and advisers who want panel access and back-office support without building a credit desk.
Two banks had already declined us. Uddan found the one lender that assesses contract revenue properly, restructured how we presented the figures, and we were sanctioned in nine days.
What I valued was being told to wait. They said clearing two cards first would move my rate by nearly two points. It did. Nobody selling me something had ever said that.
The balance transfer on our home loan saved us ₹11.4 lakh over the remaining tenure. They handled the entire foreclosure and re-registration paperwork themselves.
A 15-minute conversation, a soft-check eligibility view across our lender panel, and an honest answer — including when the answer is “not yet, and here is why”.